Overcome Borders

Get rid of expensive cross-border payments and banking fees. In one minute around one world.

This could be something for you

To support and encourage projects the Community Funding was created. Join the developer community, apply for funding and start a project.

Community Funding

We are one world, borders should not limit our ability to interact and transact with each other.

The world we live in today is heavily globalized. Supply chains are commonly spread over multiple countries, with an ever-increasing number of businesses outsourcing to capture the best or most cost-effective talent in the world. Furthermore, there are over 258 million economic migrants. These shifts in how we work and how businesses operate mean that there is an immense demand for quick and cheap cross-border payments. The rise of economic migration has led to a booming remittance payment industry, with money sent from developed countries to developing ones now standing at $444 billion per year.

Right now, cross-border payments are expensive, with fees being as high as 5% to 10% to process a transaction.

An economic migrant could be charged $20 in fees to send just $200 from Europe to Africa. With Nimiq, the same cross-border transaction can be completed for less than a cent and be executed in around a minute.

Needless to say that businesses can leverage this advantage too.

Another big problem with fiat currencies is that they are regularly used as political tools. Some governments don’t allow citizens to transfer more than a certain amount of money out of the country each year.

NIM is completely free and unaffected by borders, jurisdiction, embargos and capital controls. This freedom empowers Nimiq users to be in full control of their funds and to send cross border payments without restrictions.

It's Digital Money

Send and receive it. Across borders or across the table. Store your funds with unmatched security.

Learn more

Create Rewards

Easily generate QR codes containing money. Make them search or race for it.

Learn more

Share Accounts

Share an account with clear rules. For vacations, for the dinner bill, for your kid's lunch money.

Learn more

Build your own

All components are open source. Take this use case and build your own app. Check the developer package and the discussion on the forum.

See Forum Thread